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3 Critical Cybersecurity Questions To Ask Before Buying a Marketing SAAS Product

Christian Schmitz
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3 Critical Cybersecurity Questions To Ask Before Buying a Marketing SAAS Product

For years, the “freemium” model has been the favored marketing strategy for SaaS platforms to attract new startups and SME customers. Now, even enterprises are willing to use “free trial” offers from new marketing SaaS providers to secure a winning edge on the cheap.

While freemium offers are great for slashing the cost of evaluating a new marketing platform, have you considered the cybersecurity risks this free trial offers to your IP, data, and business?

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Why Should You Care About Cybersecurity Risks In Someone Else’s SaaS?

It’s easy to get caught up in simply trying to achieve your marketing objectives without considering what might be at risk for your organization.

Given that most of our systems are connected, either through directly coded integrations using APIs or via external services like Zapier, you can be assured that a security breach in one service could expose your crown jewels to the internet’s underbelly.

As a marketer, you can’t possibly be expected to understand how all your company’s CRM, ERP, and digital systems are connected. However, you are responsible for ensuring that any external services you use do not increase the risk of a security breach or corporate espionage. 

People who have been blamed for making decisions that lead to cybersecurity breaches will tell you that the whole experience feels like you’re getting a root canal without any pain relief. 

While no business wants to be hacked, you might be surprised to learn that very few SaaS businesses take all the necessary steps to protect their users. Worryingly, Trustwave found as far back as 2016 that “fewer than one in four organizations consider themselves to be ‘very proactive’ in the context of security testing.”

In our interconnected applications world, these stats from Norton should have you concerned:

  • The global average cost of recovering from a cybersecurity breach is US$3.86, which is money that would otherwise have been invested in growth projects. 
  • On average, it takes 196 days to detect a security breach, which is an alarming amount of time for hackers to rummage through your network, applications, and databases.

READ ALSO: How Your Business Can Get the Most Out of the Latest Software and Technology

3 Critical Cybersecurity Questions Before Accepting A Free Trial Of A Marketing SaaS

3 Critical Cybersecurity Questions Before Accepting A Free Trial Of A Marketing SaaS?

It is not uncommon to be excited about discovering a new product that you think might save you an excessive amount of time or help you finally achieve those seemingly unreachable targets your boss sets for you. 

But it would be best if you remembered that time is your friend. And knowing the right questions to ask of the SaaS provider is your secret weapon:

Question 1: Does the marketing SaaS vendor have a publicly published security policy?

Publicly published security controls may not provide detailed information about the efficacy of security policies, but they represent a level of maturity. Such policies signal that SaaS companies are taking proactive steps to protect your data and their IP, and ultimately, they think that their relationship with you and their other customers is valuable enough to protect.

All popular cloud services you likely use, such as Dropbox, Slack, AWS, and Gmail, have pages that outline their security practices. Look them up.

READ ALSO: 10 Innovative Cybersecurity SaaS Ideas 

Question 2: Does the marketing SaaS vendor have any information security accreditations? 

Have you ever seen companies claiming to be ISO 9001, ISO 4008, or ISOxyz accredited? There is an ISO certification for information security, ISO 27001, and you should look for it or something similar to SOC 2 when evaluating your next marketing SaaS vendor. 

These accreditations do not guarantee that the accredited vendor’s SaaS product is free of security vulnerabilities. However, such accreditations signal that they have the policies and processes in place, and if their teams follow those processes, their applications should be secure.

Question 3: When did the vendor last conduct a penetration test on their application and infrastructure?

Interestingly, an HP Enterprise study found that 72% of web applications have at least one security vulnerability that allows hackers to access things only admins can see. The only way to ensure that such security holes don’t riddle the application you want to use is to review the vendor’s penetration testing report. 

Most smart SaaS companies regularly utilize reputable web application penetration testing services to identify and patch security vulnerabilities before releasing a new app version. And if you ask them for the latest version of such a report, they will be more than happy to provide it to you – if you’re a serious buyer. 

Frequently Asked Questions

What questions should I ask before considering a SaaS?

What questions should I ask before considering a SaaS

When considering a SaaS product, gathering all the necessary information before making a decision is essential.

Here are some questions to ask:

  • What specific problem does the SaaS product solve?
  • What are the features and functionalities of the product?
  • How is data security and privacy ensured?
  • What is the pricing structure, and are there any additional costs?
  • What level of customer support is provided?
  • Are there any integration capabilities with existing systems?
  • What is the onboarding process like?
  • Are there any contractual obligations or long-term commitments?

READ ALSO: Why SaaS Security Matters for Amazon Sellers Using Third-Party Tools

How do you evaluate a SaaS product?

When evaluating a SaaS product, consider the following factors:

  • Functionality: Assess if the product meets your needs and if its features align with your requirements.
  • Reliability: Look into the product’s uptime, performance, and service-level agreements (SLAs) to ensure reliability and stability.
  • Scalability: Determine if the SaaS product can grow with your business and handle increasing user demands.
  • Security: Assess the product’s security measures, including data encryption, access controls, and compliance with relevant industry regulations.
  • Integration: Consider if the SaaS product integrates smoothly with your existing systems and workflows.
  • User Experience: Assess the product’s usability, user interface, and overall user experience to ensure it is intuitive and easy to use.

How do you choose a SaaS product?

Choosing a SaaS product involves a few steps:

  • Identify your needs: Determine the specific challenges you want the SaaS product to address and the goals you aim to achieve.
  • Research and compare options: Explore different SaaS products that align with your requirements and compare their features, pricing, customer reviews, and reputation.
  • Free trials and demos: Take advantage of free or product demos to test the SaaS product and evaluate its suitability for your business.
  • Consider scalability and flexibility: Select a SaaS product that can support your future growth and adapt to evolving business needs.
  • Customer Support and Service: Evaluate the level of customer support provided, including its availability, response time, and the range of available support channels.
  • Consider user feedback: Look for testimonials, case studies, and reviews from existing customers to gauge their satisfaction and experiences with the product.

What aspects of marketing SaaS products?

Marketing SaaS products requires a strategic approach to reach and attract the target audience. Here are vital aspects to consider:

  • Target audience: Define your target market and create buyer personas to understand their needs, pain points, and preferences.
  • Value proposition: Communicate the unique value and benefits your SaaS product offers compared to competitors.
  • Content marketing: Develop informative and valuable content such as blog posts, whitepapers, videos, and webinars to educate and engage your audience.
  • Online presence: Establish a solid online presence through a well-designed website, optimized landing pages, and active social media profiles.
  • Customer testimonials and case studies: Highlight success stories and positive customer experiences to build trust and

Is This A Foolproof Way To Guarantee That A Marketing App I Want To Evaluate Is Secure?

Unfortunately, no. There is no “foolproof” or “ironclad” way to ensure that a SaaS vendor has mitigated all cybersecurity risks. However, there are proven ways to ensure that your prospective SaaS vendor has minimized the likelihood of a serious cybersecurity breach. 

If you want some external validation of a SaaS service provider’s level of protection, you could try running a free scan of their HTTP security headers. HTTP security headers are the frontline of defense for web applications against hackers. 

A free vulnerability scanning tool like Cyber Chief will quickly indicate how seriously your prospective MarTech vendor takes their app security.

Ask these questions before you accept your subsequent free trial and satisfy yourself that your company’s sensitive information doesn’t fall into the hands of people who shouldn’t have it.

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The Rise of Smishing: How Businesses Can Protect Themselves from SMS Phishing Attacks

Daniel Segun | ✔️Fact-checked by: Christian Schmitz
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The Rise of Smishing: How Businesses Can Protect Themselves from SMS Phishing Attacks

Here, I will talk about the rise of smishing and how businesses can protect themselves from SMS phishing attacks.

The widespread use of mobile devices for business has created numerous opportunities for cybercriminals to exploit. The problem has expanded hugely recently, with the shift to remote working practices being one of the main drivers.

While the flexibility and accessibility offered by mobile devices present undeniable benefits for employers and employees, the escalating threat of smishing attacks cannot be overlooked.

The problem is compounded because mobile devices often operate outside established cybersecurity infrastructure. Effectively, they offer an unprotected backdoor into critical systems and confidential data.

This is the challenge that businesses need to face to protect themselves against the rise and increasing sophistication of smishing attacks.

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What Are Smishing Attacks?

What Are Smishing Attacks

The name “smishing” is a fusion of “SMS” and “phishing.” In essence, this is a text message-based form of “traditional phishing” that uses deceptive tactics to lure individuals into performing specific actions or divulging sensitive information, and very often both simultaneously.

While most people are educated about the risks of phishing attacks, a level of trust in text messages remains. It is this trust, along with the immediacy of text messages, that cybercriminals aim to exploit.

Among common key characteristics of smishing attacks are:

  • Urgent Requests: Messages often convey a sense of urgency, prompting quick action.
  • Deceptive Links: URLs that lead to malicious websites, often disguised as familiar services.
  • Trust Exploitation: Posing as reputable entities, like banks or service providers, to gain the recipient’s trust.

Awareness of these tactics is crucial in recognizing and thwarting potential smishing attempts.

Smishing Attacks: A Rapidly Growing Threat Landscape

It is perhaps surprising that cybercriminals left mobile devices largely unscathed for so long. The larger businesses that these fish represent were always more appealing targets, and for a long time, mobile and business devices were separate entities.

That is no longer the case – As businesses increasingly integrate mobile devices into their operations, they have become hotspots for cybercriminal activities. Several factors contribute to this shift:

  • The ubiquity of Mobile Devices: Almost every professional now owns a smartphone, making it a vast and tempting target pool for attackers.
  • Blurred Lines: The distinction between personal and professional use of mobile devices has become increasingly blurred, especially with the rise of Bring Your Device (BYOD) workplace policies.
  • Immediate Response: Text messages typically elicit quicker responses than emails. Cybercriminals exploit this urgency, making smishing a highly effective phishing method.
  • Lack of Security: Many mobile devices lack robust security measures in traditional business IT infrastructures, making them easier targets.

The convergence of these factors has led to a surge in smishing attacks, highlighting the need for businesses to recognize and address this growing threat.

Implication of Smishing Attacks for Businesses

Implication of Smishing Attacks for Businesses

The ramifications of any cybersecurity breach can be devastating to a business. In both financial terms and in terms of loss of brand trust, the consequences of a cyber breach are wide-ranging and long-lasting.

Additionally, there are legal and compliance risks that must be addressed. This might sound like scaremongering, but as the points below detail, falling victim to a smishing attack is more than just an inconvenience:

  • Financial Impact: Direct losses from fraudulent transactions are just the start. Costs rise with breach mitigation, customer notifications, potential lawsuits, and long-term sales decline due to eroded trust.
  • Reputational Damage: Smishing attacks can tarnish a brand’s reputation. Negative media coverage and lost customer trust require extensive rebuilding efforts and resources, with some damage potentially irreversible.
  • Legal and Compliance Repercussions: Breaches can lead to lawsuits and regulatory fines. Increased scrutiny from regulators means more audits and higher compliance costs for businesses.
  • Operational Disruptions: Attacks disrupt business operations, diverting resources to manage the breach. The risk of losing proprietary information can have lasting operational consequences.

Any one of these is a major headache for any business. However, the chances are that a successful smishing attack will result in one or more of these consequences affecting a business.

Smishing Attacks: Strategies for Mitigation

Understanding the risks is the first step in successfully mitigating the risk of a smishing attack. Understanding the nature and scope of the risk enables the creation of a robust and adaptive cybersecurity framework.

With a clear picture of the threat landscape, businesses can then focus on implementing targeted mobile smishing protection solutions, starting with a crucial element: employee education and training.

Employee Education and Training

Education and training are critical to a “holistic” approach to cybersecurity. Most employees are educated about the risks associated with emails, but this must be expanded to cover the latest generation of mobile threats.

Key areas to focus on include:

  • Smishing Recognition: Teaching employees how to identify suspicious text messages and the common tactics used by cybercriminals.
  • Immediate Reporting: Encouraging a culture where potential threats are reported promptly to IT or security teams.
  • Safe Link Practices: Educating on the dangers of clicking on unknown links, even if they appear to come from trusted sources.
  • Regular Training Updates: Ensuring training sessions are updated regularly to address the evolving threat landscape.

By emphasizing these areas, businesses can significantly reduce the risk of employees falling victim to smishing attacks.

Technical Safeguards

While employee training is crucial, it’s equally important to have robust technical defenses in place. These safeguards act as the frontline defense against smishing attacks:

  • Mobile Threat  Defence  (MTD) Solutions: Tools that allow businesses to control and protect data on mobile devices, ensuring that only authorized devices can access sensitive information.
  • Regular Software Updates: Keeping mobile operating systems and apps up to date ensures that known vulnerabilities are patched, reducing potential entry points for attackers.
  • Two-factor Authentication (2FA): An added layer of security that requires users to provide two forms of identification before accessing business systems, making unauthorized access more challenging.
  • Anti-phishing Tools: Software solutions that detect and block phishing attempts on mobile devices, including smishing.

By integrating these technical measures into their cybersecurity strategy, businesses can significantly enhance their protection against smishing threats.

READ ALSO: Text Marketing for Small Businesses: How to Get Started

Proactive Monitoring and Response

Proactive Monitoring and Response

A comprehensive approach to smishing protection should always take a proactive approach to monitor and have response procedures in place, should the worst happen.

This involves implementing action, including:

  • Monitoring Systems: Utilizing tools that continuously scan for unusual activities or unauthorized access attempts on mobile devices, ensuring early detection of potential threats.
  • Incident Response Plan: A well-defined plan outlining the steps to take in the event of a smishing attack is necessary. This ensures a swift and coordinated response, minimizing disruptions and potential damage.
  • Regular Threat Analysis: Periodically assess the threat landscape to stay updated on the latest smishing tactics and adjust defenses accordingly.

By adopting a proactive approach, businesses not only defend against current threats but also prepare for future challenges in the ever-evolving world of cybersecurity.

How Businesses Can Protect Themselves from SMS Phishing Attacks: FAQs

What are some red flags to look out for in SMS phishing messages?

  • Urgency: Phishing messages often create a sense of urgency, pressuring recipients to act immediately.
  • Generic Greetings: Beware of messages that address you generically (e.g., “Dear Customer”) instead of your name.
  • Suspicious Links: Avoid clicking on links embedded in text messages, especially if they direct you to unfamiliar websites.
  • Requests for Personal Information: Legitimate businesses won’t ask for sensitive information, such as passwords or account details, via text message.

READ ALSO: Tips on Engaging Your Audience Through SMS Marketing

What should employees do if they receive a suspicious text message?

Advise employees not to respond to the message or click on any links. Instead, they should report the message to the IT department or a designated security contact.

Can SMS phishing attacks bypass multi-factor authentication (MFA)?

While MFA adds a significant layer of security, some sophisticated phishing attacks may attempt to trick users into revealing the additional verification code. Employee education remains crucial alongside MFA.

What are the potential consequences of a successful SMS phishing attack on a business?

The consequences can be severe. Data breaches, financial losses, reputational damage, and operational disruptions are all potential risks.

READ ALSO: How To Identify And Avoid SMS Scams (With Infographics)

How can businesses stay updated on the latest SMS phishing tactics?

Several resources are available. Subscribe to security vendor alerts, follow reputable cybersecurity blogs, and encourage employees to attend relevant training workshops.

Mobile Safety: Closing the Door on Smishing Attacks

The mobile frontier is the new battleground for cybersecurity. As smishing attacks evolve in sophistication, so must our defenses.

By combining awareness, technical safeguards, and proactive measures, businesses can fortify their mobile defenses, ensuring they survive and thrive in this challenging landscape. Remember, knowledge is power, in the fight against smishing, and preparedness is the key.

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8 Reasons To Take An Adobe Photoshop Course

Chandra Palan
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8 Reasons To Take An Adobe Photoshop Course

Adobe Photoshop is now a common word when people talk about images, design, and photo editing. You can do amazing things with this application. But learning it is not an overnight experience.

Aside from coding courses for kids, there are lots of Adobe Photoshop courses available online. Taking one kickstarts something new and brings your skills to the next level.

Find good reasons for enrolling in a Photoshop course with this article.

Why You Should Take an Adobe Photoshop Course

Even if you’re into graphic design or not, these reasons may influence you to learn Photoshop:

1. Edge to your portfolio

Learning Photoshop gets you ahead of others in job applications, especially in fields that require designs like marketing. You will likely land a creative professional position when you have Photoshop skills. It’s a feather to your cap that you can proudly wear.

2. One of the most versatile editing tools

Photoshop is an all-rounder—you can create images, craft flashy visual effects, make intricate graphics, edit images, and more. It has a place in industries that need designs in 3D models, like advertising, architecture, and fashion.

What makes Adobe Photoshop even better is its regular updates. These improvements are made to keep up with the latest design trends and make your design process convenient.

It caters to every user, whether you’re a group of professional graphic designers who create graphics for work or someone who wants to make their photos look good.

Why You Should Take an Adobe Photoshop Course

3. An essential tool for web design

What’s a web design without stunning photos? Yes, Adobe Photoshop has a hand in web design. It helps manipulate photos and build the website’s layout from the ground up. 

Photoshop also assists in creating web assets for the site, such as banners, icons, and buttons. These features let you experiment with visual effects that make your designs look marvelous.

READ ALSO: Cybersecurity Essentials: How to Keep Your Business Safe Online

4. Learn from online courses

Adobe Photoshop has a wealth of online training courses that help you polish your skills. These courses will teach you how to use different tools and make file formats work for your file.

All Photoshop courses teach you everything you need to know about Photoshop step-by-step. Aside from these, they give you exercises to apply what you’ve learned so far. Their tips and tricks for using Photoshop are available as well.

5. Create amazing visuals with ease

The many different features of Adobe Photoshop allow you to create the visuals you want without any hitch. Take some time to learn the basics and improve your skills. You can enhance your skills by picking up more techniques as time passes.

6. Maintain effective branding on social media

Marketers and advertisers use Photoshop to create social media posts. Every promotional graphic, website graphic, and photo is designed to fit the business brand.

Business owners create a design that the public will instantly recognize. And that’s only possible with Adobe Photoshop’s help.

READ ALSO: SWF File: What Is It? How Do I Play SWF Files?

7. Save and make money

How does Photoshop exactly help you save money and make it? There are two ways for these to happen.

If you’re running a small agency, Photoshop skills will save you money since you can do the design work yourself. You don’t need to pay someone else to do it for now.

You can make money with your Photoshop skills when you apply for freelance jobs. Just show them your portfolio of graphics and images that went under the Photoshop touch. Some clients surely need your design skills for their marketing and media needs.

Gain access to more Adobe programs

8. Gain access to more Adobe programs

Your will to learn Adobe Photoshop is just the beginning. When you sign up for Adobe Creative Cloud, you get more than Photoshop. You can use an array of Adobe applications to improve your skills. Get access to these applications in the Adobe lineup:

  • Adobe Premiere Pro: A non-linear and timeline-based video editing software.
  • Adobe Illustrator: A vector-based graphic design tool.
  • Adobe After Effects: A tool focusing on visual effects and motion graphics. This is commonly used in TV, films, and video game post-production processes.
  • Adobe Lightroom: A tool made for image processing and organization.
  • Adobe InDesign: A page layout and desktop publishing application mostly catering to printed materials, such as magazines, newspapers, books, brochures, and more.
  • Adobe Premiere Elements: A video editing software for professional videos.
  • Adobe Premiere Rush: A video editing software that works across multiple devices. Cropping and resizing videos become easier with this tool.
  • Adobe Acrobat: A tool that helps you view, edit, and print PDF files conveniently.

Although it’s a paid plan, access to Adobe Creative Cloud makes it easy for you to do your creative work.

Reasons To Take An Adobe Photoshop Course: Frequently Asked Questions

Why should I learn Adobe Photoshop?

  • Unlock Creative Potential: Edit photos, create graphics, design web elements, and even produce digital artwork – Photoshop empowers your creative vision.
  • Enhance Existing Photos: From basic adjustments like brightness and contrast to advanced retouching techniques, Photoshop lets you transform your photos.
  • Boost Your Career Prospects: Photoshop skills are highly sought-after in graphic design, web design, marketing, and photography.
  • Learn a Valuable Skill: Whether for professional or personal use, mastering Photoshop opens doors to various creative endeavors.
  • Increase Efficiency: Streamline your workflow with Photoshop’s powerful tools and automation features.
  • Gain a Competitive Edge: Stand out in a competitive job market by demonstrating proficiency in this industry-standard software.
  • Build a Strong Foundation: Photoshop skills are a stepping stone to mastering other Adobe Creative Cloud applications.

READ ALSO: 5 Best Browsers for Online Gaming

Why did you choose Adobe Photoshop?

Many image editing programs exist, but Photoshop reigns supreme for several reasons:

  • Industry Standard: Widely used by professionals, making it a valuable skill for career advancement.
  • Versatility: Edit photos, create graphics, design layouts, and more – Photoshop offers unparalleled flexibility.
  • Advanced Features: From precise selection tools to sophisticated filters and effects, Photoshop caters to both beginners and experienced users.
  • Extensive Learning Resources: Countless tutorials, courses, and communities exist to support your learning journey.

What are the four main purposes of Photoshop?

  1. Photo Editing: Enhance photos with retouching tools, color correction, special effects, and creative adjustments.
  2. Graphic Design: Create logos, banners, social media graphics, website mockups, and other visual elements.
  3. Digital Artwork: Produce illustrations, paintings, and digital art using advanced brushes, layers, and effects.
  4. Web Design: Design user interfaces, website layouts, and graphics optimized for web use.

What are the benefits of Adobe Photoshop?

The benefits go beyond just the creative possibilities. Here are some practical advantages:

  • Professional-Quality Results: Achieve impressive results that elevate personal projects or professional work.
  • Save Time & Money: Photoshop efficiently accomplishes tasks that might require multiple other programs.
  • Increased Productivity: Automate repetitive tasks and streamline your workflow with powerful tools.
  • Boost Creativity: Explore new creative possibilities and experiment with different editing techniques.
  • Lifelong Skill: Learning Photoshop unlocks a valuable skill set that remains relevant for years.

Conclusion

It’s never too early to learn Adobe Photoshop. This tool will bring you to places if you master working on its features.

By taking an Adobe Photoshop course, you’ll gain the knowledge and practical skills to unlock the full potential of this powerful software.

So get that courage and sign up for a Photoshop course now!

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Large scale attack campaign targets WordPress sites’ database credentials [OLD NEWS]

Amaya Paucek
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Large scale attack campaign targets WordPress sites’ database credentials [OLD NEWS]

There have been reports that hackers tried to download configuration files from sites using WordPress to steal their database credentials.

In May 2020, the WordPress community narrowly dodged a large-scale security catastrophe. This incident, meticulously documented by Wordfence, a prominent web application firewall (WAF) provider, serves as a stark reminder of the constant vigilance required to maintain website security.

Let’s delve deeper into the attack campaign, its implications, and the crucial steps website owners can take to safeguard their WordPress installations.

Protect your digital identity with OmniWatch – check out our OmniWatch review on this tool that removes your personal information from the dark web and data broker sites.

The Attack Unfolds: A Ruthless Credential Hunt

The attack, spanning the latter half of May 2020, targeted a staggering 1.3 million WordPress websites. The primary objective of the attackers was to steal database credentials, the keys to the kingdom for any website. Here’s how the attack unfolded:

  • Brute Force Configuration File Download: Hackers launched a brute-force attack, bombarding websites with automated attempts to download a critical file – wp-config.php. This file stores sensitive information, including database usernames and passwords.
  • Exploiting Vulnerabilities: The attackers likely targeted websites with known vulnerabilities in themes or plugins. These vulnerabilities could grant them a foothold on the website, potentially allowing for easier access to the wp-config.php file.
  • Sheer Volume, Coordinated Effort: The sheer volume of attacks, estimated at 130 million attempts, suggests a coordinated effort by a sophisticated hacking group. They spread the attacks across 20,000 IP addresses, making it more challenging to detect and block individual attacks.

The Stakes: Why Database Credentials Matter

Database credentials are the crown jewels of a website. If compromised, attackers can gain complete control over the website’s data, potentially leading to:

  • Defaced Websites: Hackers can replace website content with malicious code or propaganda, damaging the website’s reputation and user trust.
  • Data Breaches: User information, such as names, email addresses, and even financial details, could be stolen and sold on the dark web.
  • SEO Poisoning: Attackers might manipulate the website’s content to impact its search engine ranking, hindering online visibility negatively.
  • Malware Distribution: Compromised websites can be used to spread malware to unsuspecting visitors, further expanding the attack’s reach.

READ ALSO: The Ultimate WordPress Security Guide

Lessons Learned: Protecting Your WordPress Site

The WordPress credential hijacking campaign serves as a valuable learning experience for website owners. Here are some crucial steps you can take to protect your WordPress site:

  • Keep WordPress, Themes, and Plugins Updated: Regular updates patch known vulnerabilities, making it significantly harder for attackers to exploit them. Set up automatic updates whenever possible.
  • Choose Reputable Themes and Plugins: Only install themes and plugins from trusted developers with a good reputation for security. Research and avoid themes or plugins with known vulnerabilities.
  • Utilize a Web Application Firewall (WAF): A WAF like Wordfence can act as a shield, filtering out malicious traffic and blocking brute-force attacks before they succeed.
  • Strong Passwords are Key: Use strong, unique passwords for your WordPress admin account and database credentials. Consider using a password manager to generate and manage complex passwords.
  • Limit Remote Database Access: If possible, configure your server to restrict remote access to your database. This additional layer of security makes it harder for attackers to exploit stolen credentials.
  • Regular Backups: Maintain regular backups of your website’s files and database. In case of a security breach, backups allow you to restore your website to a clean state.

READ ALSO: Bad Practices Leading To Cybersecurity Breach

Conclusion: Vigilance is Key in the Digital Age

The WordPress credential hijacking campaign highlights the ever-evolving landscape of cyber threats.

By staying informed about security vulnerabilities, implementing recommended security practices, and remaining vigilant, website owners can significantly reduce the risk of falling victim to such attacks.

Remember, website security is an ongoing process, not a one-time fix. By prioritizing security and taking proactive measures, you can ensure your WordPress website remains a safe and secure space for your visitors.

READ ALSO: WordPress malware pinpoints WooCommerce sites for Magecart attacks

SecureBlitz advises that you change your database password by contacting your host company, even if your site does not grant remote database access, to avoid getting your sensitive data tampered with by an attacker who has gained access to your database credentials.

Note: This was initially published in June 2020 but has been updated for freshness and accuracy.

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5 Amazing Ways To Host The Perfect Live Event

Daniel Segun
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5 Amazing Ways To Host The Perfect Live Event

Hosting a live event of any size can be very stressful. Consider many things if you want the day to be perfect. Many business professionals, advertisers, and vendors seek live niche events.

Such occasions provide an excellent chance for networking and interacting with people from the same industry. It can be a very lucrative opportunity.

So much is at stake when trying to pull together a live business or any other event. But it’s not all bad; there is a blueprint you can follow to create a fantastic event. Here are five tips to consider.

5 Amazing Ways To Host The Perfect Live Event

1. Develop A Singular Theme

When selecting the theme, focus on something simple you can execute flawlessly. Look for the right decorations, colors, and furniture; a simple mistake can destroy all the great things you have tried to achieve.

Exhibition flooring can be the focal point for the whole event. But ensure the flooring pairs with the theme you select. When you pick a centralized theme, it’s easy to implement everything around it.

The theme should resonate with your audience. As a seasoned event planner, picking a theme won’t be hectic, especially when you know what the attendees want. Even the activities or performers you include in the event should align with the theme. If this is not your area of expertise, it’s okay to seek help from a professional.

Develop A Singular Theme

2. Focus On the Target Group

Different people demand different things when it comes to events. Your target group will influence most of your choices, including the venue and theme. All events have an agenda; people don’t just show up for events for the free drinks and food.

You shouldn’t have performers from start to finish if it’s a networking event. You have to allow some time for the audience to interact. Without understanding what your audience wants, the event will lack direction.

The era of making your audience sit in theatre-style rows, listening to endless people speak, is over. You have to give your audience a bit of fun without deviating from the day’s agenda.

Sometimes, including the participants in the planning can show you which way to go. Also, plan the logistics to match your event. Be aware of factors such as food allergies, transportation options, and room sizes. Try to treat everyone as a VVIP as much as possible.

READ ALSO: Optimizing Your Event Log Management with a Maturity Model

3. Embrace Technology

Make technological tools your best friends throughout the planning process. Utilize social media platforms to generate excitement and buzz around your event. It will boost attendance and facilitate easy communication with the participants. Many event hosts monetize their work.

If you plan to set a ticket price for attendees, it’s crucial to ensure cybersecurity. Secure the online payment platforms. Use Technology to remind attendees of essentials like the starting time. You must communicate any changes to the program or venue to the audience.

Embrace Technology

4. A Backup Plan Is Always Wise

Remember, this is a live event; anything can go wrong at any time. So, having a backup can be very beneficial in times of need. Be prepared to address all potential issues that may arise. The fewer interruptions you have, the better the outcome.

Create a pre-event checklist and ensure everything is in order before the big day. The sound system is notorious for causing trouble. Focus your energy on getting the best sound system and include a backup.

Ensure you consistently communicate with the vendors and other suppliers for the event. If they cancel at the last minute, you should have an alternative way to obtain the required supplies, such as food, speakers, or chairs. It’s essential to choose a location that’s easily accessible by suppliers and attendees.

5. Encourage Audience Participation

You didn’t work this hard to make your audience lose interest and bored. When planning the day’s activities, ensure that you include opportunities for audience participation. People often lose interest when they stare at their phones, searching for entertainment.

Even if it’s a speaker-focused or conference, you can find ways to include everyone. Include interactive questions between the speeches. If it’s not a formal event, incorporate friendly games or competitions. These can be very fun and act as icebreakers.

READ ALSO: Impact Of COVID-19 On Live Streaming Services

Amazing Ways To Host The Perfect Live Event

5 Amazing Ways To Host The Perfect Live Event: Frequently Asked Questions

How far in advance should I start planning my live event?

The ideal timeframe depends on the scale of the event. Start planning at least 3-6 months in advance for more significant events and 1-2 months in advance for smaller gatherings.

What’s the best way to promote my live event?

Utilize a multi-channel marketing approach. Promote your event on social media, through email marketing, in industry publications, and on relevant websites.

How can I manage the budget effectively?

  • Set a realistic budget: Determine your financial resources and allocate funds appropriately for various aspects, such as venue rental, catering, Technology, and speaker fees.
  • Explore cost-effective options: Consider alternative venues, seek sponsorships, and select technology solutions that align with your budget without compromising quality.
  • Negotiate with vendors: Negotiate pricing with vendors and service providers to potentially secure better terms and conditions.

READ ALSO: Event Security in the Digital Age: Why Cyber Threats Matter at Physical Gatherings

How can I ensure my event runs smoothly on the day?

  • Create a detailed event plan and timeline That Outlines critical tasks, responsibilities, and deadlines for all involved parties.
  • Assemble a reliable team: Delegate tasks efficiently and ensure clear communication between team members and volunteers.
  • Prepare for contingencies: Have backup plans to address unforeseen technical difficulties or delays.

How can I measure the success of my live event?

  • Track critical metrics: Monitor event attendance, website traffic, audience engagement during the event, and post-event feedback surveys.
  • Evaluate ROI (Return on Investment): Compare your event costs with revenue generated, brand exposure gained, and audience engagement to assess the overall effectiveness.
  • Use feedback to improve future events: Analyze input from attendees and speakers to identify areas for improvement and enhance future events.

Final Thoughts

Creating a successful live event is not an easy feat. It’s time-consuming and demands a lot of attention to detail. Hopefully, these five tips will go a long way in making your big day a success.

Help the guests navigate easily when the event starts. Focus on what the attendees want and require to enjoy the day.

By embracing Technology, focusing on the audience experience, curating compelling content, promoting strategically, and gathering feedback, you can significantly increase your chances of hosting a successful and memorable live event.

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10 Confidential Tips for Selecting a Password Manager

Abraham Faisal | ✔️Fact-checked by: Angela Daniel
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0
10 Confidential Tips for Selecting a Password Manager

This article brings you a compilation of essential tips for selecting a password manager.

Password managers were relatively nonexistent some years back. However, due to the growing need to secure and manage a wide range of passwords on a network of computers, password management is fast becoming an essential cybersecurity component.

Today, there are now various types of password managers with different makeup and applicability. Hence, it’s highly important to consider certain factors, while selecting one.

This article will show you some relevant tips to guide your choice of selection.

Tips For Selecting A Password Manager

Typically, a password manager generates strong passwords while also serving as a hub for securing and managing your passwords.

Anyway, below are some valuable tips:

1. Check User Reviews and Security Audits

Don’t just rely on marketing materials. Look for independent reviews from security experts and user feedback on platforms like Trustpilot or security news sites. Look for a password manager with a proven track record of keeping user data safe.

A password manager is a vital security tool; however, if proper care is not taken, it could end up working against you.

Typically, like all cybersecurity tools, some password managers are designed to hack/steal what they’re meant to protect (users’ passwords).

Therefore, it’s recommended to go for a renowned password manager, preferably one with many positive reviews.

2. Cloud Support for Seamless Access

Having your passwords synced across all your devices (phone, laptop, tablet) is essential.

Cloud-based password managers automatically update your passwords on every device you use.

Popular options with cloud support include RoboForm, 1Password, and Dashlane.

roboform free
Roboform
RoboForm is a password manager that memorizes passwords and form data
RoboForm is a password manager that memorizes passwords and form data Show Less
Get the deal
Tenorshare 4U-iOS Password Manager
Tenorshare 4uKey
The best iPhone password manager for managing, importing/exporting, transporting passwords, and more.
The best iPhone password manager for managing, importing/exporting, transporting passwords, and more. Show Less
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1Password
1Password
The most secure password manager for creating and managing strong passwords and form filling.
The most secure password manager for creating and managing strong passwords and form filling. Show Less
Get the deal
Kaspersky Password Manager
Kaspersky Password Manager
A convenient, secure, and efficient way to keep your passwords and documents secure.
A convenient, secure, and efficient way to keep your passwords and documents secure. Show Less
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Norton Password Manager
Norton Password Manager
Norton Password Manager is a password management software that helps users securely store and manage their login...Show More
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PassFab 4WinKey (Windows Password Recovery)
PassFab 4WinKey
The most reliable tool to disable or reset Windows OS passwords.
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Panda Dome Passwords
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NordPass
NordPass
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LastPass
LastPass
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Avira Password Manager
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IronVest (Abine Blur)
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IOLO ByePass
IOLO ByePass
This Password manager safeguards your passwords and financial info from online threats.
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F-Secure ID PROTECTION
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Dashlane
Dashlane
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AceBit Password Depot
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3. You don’t really need a “paid” password manager

There are numerous free password managers out there, offering all the basic “password management” functions. In fact, in most cases, the premium features go beyond the scope of “password management”.

Many free password managers offer the core functionality of storing and managing passwords.

However, paid plans often come with additional features like secure data storage, password-sharing capabilities, and priority customer support.

Evaluate your needs and choose a plan that fits your budget. Consider features like password inheritance options, in case something happens to you, and secure messaging for sharing sensitive information.

4. Install from only proprietary or trusted sites

When it comes to password managers, security is paramount.

Only download and install password managers from their official websites or trusted app stores like Google Play Store or Apple App Store.

Avoid downloading from untrusted sources to avoid malware risks.

5. Strong Password Generation

tips for selecting a password managerPassword management is only one side of the coin; the other side is password generation.

A good password manager should have a built-in generator that creates long, random, and unique passwords for all your accounts. This eliminates the need to reuse weak passwords across different platforms.

Look for password generators with adjustable settings to customize password length and complexity.

MUST READ: 10 Best Password Managers

6. Two-Factor Authentication (2FA) or Multi-Factor Authentication (MFA)

Two-factor authentication adds an extra layer of security by requiring a second verification step beyond your master password, like a code from your phone.

MFA goes even further, using multiple factors like fingerprint or facial recognition for even stronger protection.

Choose a password manager that offers MFA for the ultimate security. Consider security features like zero-knowledge architecture, which means the company never stores your master password in an unencrypted format.

7. Browser Extension for Easy Access

A browser extension allows you to easily access your password vault and autofill login credentials on websites.

This streamlines your online experience and reduces the risk of typing errors. Choose a browser extension with a user-friendly interface and clear instructions.

8. Security Features Beyond Passwords

Most password managers offer advanced features under the premium category. However, some still provide these services for free.

Some password managers offer additional security features like secure storage for credit card information, notes, and other sensitive data.

Look for features that complement your overall security needs. Consider features like dark web monitoring, which can alert you if your personal information appears in a data breach.

9. Cross-Platform Compatibility

Not everyone uses the same operating system. Look for a password manager that works seamlessly across all your devices, whether you use Windows, Mac, Android, or iOS. Most cloud-based password managers are inherently cross-platform.

READ ALSO: VPN Proxy Master Review 2023

10. Master Password Strength is the Key

The master password is the key that unlocks your entire password vault. Choose a long, complex, and unique password that cannot be easily guessed.

Consider using a password generator to create a strong master password and avoid using the same password for other accounts.

Remember, even with a strong password manager, it’s important never to share your master password with anyone.

roboform free
Roboform
RoboForm is a password manager that memorizes passwords and form data
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Tenorshare 4U-iOS Password Manager
Tenorshare 4uKey
The best iPhone password manager for managing, importing/exporting, transporting passwords, and more.
The best iPhone password manager for managing, importing/exporting, transporting passwords, and more. Show Less
Get the deal
1Password
1Password
The most secure password manager for creating and managing strong passwords and form filling.
The most secure password manager for creating and managing strong passwords and form filling. Show Less
Get the deal
Kaspersky Password Manager
Kaspersky Password Manager
A convenient, secure, and efficient way to keep your passwords and documents secure.
A convenient, secure, and efficient way to keep your passwords and documents secure. Show Less
Get the deal
Norton Password Manager
Norton Password Manager
Norton Password Manager is a password management software that helps users securely store and manage their login...Show More
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PassFab 4WinKey (Windows Password Recovery)
PassFab 4WinKey
The most reliable tool to disable or reset Windows OS passwords.
The most reliable tool to disable or reset Windows OS passwords. Show Less
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Panda Dome Passwords
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NordPass
NordPass
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Get the deal
LastPass
LastPass
LastPass is a password management software that helps users securely store, manage and automatically fill in their login...Show More
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Avira Password Manager
Avira Password Manager
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Get the deal
IronVest (Abine Blur)
IronVest (Abine Blur)
IronVest (Abine Blur) is a privacy and security software that helps users protect their personal information online by...Show More
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Get the deal
IOLO ByePass
IOLO ByePass
This Password manager safeguards your passwords and financial info from online threats.
This Password manager safeguards your passwords and financial info from online threats. Show Less
Get the deal
F-Secure ID PROTECTION
F-Secure ID PROTECTION
F-Secure ID PROTECTION is a password manager software offered by F-Secure that allows users to store and manage their...Show More
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Dashlane
Dashlane
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AceBit Password Depot
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Tips For Selecting A Password Manager: FAQs

How do you choose a password manager?

When selecting a password manager, prioritize security and features that align with your needs. Here are some key factors to consider:

  • Security: Look for a password manager with a proven track record of keeping user data safe. Features like two-factor authentication (MFA) and zero-knowledge architecture (where the company never stores your master password unencrypted) are crucial.
  • Features: Consider features like cloud support for syncing across devices, cross-platform compatibility, secure data storage beyond passwords, and dark web monitoring for data breach alerts. Some offer password inheritance options and secure messaging.
  • Usability: A user-friendly interface and a browser extension for easy access and autofill are important for a smooth experience.
  • Reputation: Check user reviews, independent security audits, and recommendations from trusted sources.
  • Cost: Free password managers offer core functionalities, while paid plans often provide additional features and priority support. Evaluate your needs and budget.

What are the 4 things to consider when using a password manager?

  1. Security: Prioritize features like MFA, zero-knowledge architecture, and a strong reputation for user data protection.
  2. Features: Consider features that complement your needs, like cloud syncing, secure data storage, and dark web monitoring.
  3. Usability: Choose a password manager with a user-friendly interface and a browser extension for a seamless experience.
  4. Cost: Evaluate your needs and budget. Free options offer basic functionalities, while paid plans often come with additional features.

Which password manager is best for me?

The “best” password manager depends on your individual needs. Consider factors like:

  • Security requirements: How critical is top-tier security for you?
  • Features you need: Do you require data storage beyond passwords, dark web monitoring, or password inheritance options?
  • Budget: Are you comfortable with a free plan, or do you need the additional features of a paid plan?
  • Ease of use: How important is a user-friendly interface and browser extension for you?

How do you evaluate a password manager?

Research user reviews, security audits, and recommendations from trusted tech publications.

Compare features offered by different password managers and see how they align with your needs. Consider trying out free trials offered by some password managers to get a feel for their interface and usability.

What is the best password manager, and why?

Top contenders like RoboForm, 1Password, and Dashlane offer robust security features, a variety of functionalities, and user-friendly interfaces. However, the best choice depends on your individual needs and priorities.

What are the three basic types of password managers?

  1. Local Storage Password Managers: These store your passwords on your device only. They offer good security if your device itself is secure, but passwords aren’t accessible from other devices.
  2. Cloud-Based Password Managers: These store your passwords on encrypted servers and sync them across all your devices. This is convenient, but security relies on the password manager’s infrastructure.
  3. Hybrid Password Managers: These offer a combination of local storage and cloud backup, providing a balance between convenience and security.

What Should a Password Manager Do?

  • Store and manage strong, unique passwords for all your online accounts.
  • Offer secure access through two-factor or multi-factor authentication.
  • Be easy to use with a user-friendly interface and browser extensions.
  • Provide options for secure data storage beyond passwords, like credit cards or notes (optional).

What Makes Password Managers Safe?

  • Zero-knowledge architecture: This ensures the company never stores your master password in an unencrypted format. They only store a securely hashed version that can’t be easily cracked.
  • Strong encryption: Your passwords are encrypted using robust algorithms, making them unreadable even if someone hacks into the password manager’s servers.
  • Two-factor or multi-factor authentication: This adds an extra layer of security beyond your master password, making it much harder for unauthorized access.

Conclusion

A password manager is a powerful tool, but it’s important to practice good security hygiene.

Be cautious about phishing attempts, enable two-factor authentication whenever possible, and stay informed about the latest security threats.

By following these tips and using a strong password manager, you can significantly improve your online security posture.

Was this helpful?

Leave a comment below.

CHECK OUT: Password Manager Deals & Special Offers

Note: This was initially published in April 2020 but has been updated for freshness and accuracy.

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Essential Laptop Gadgets for Gamers

Angela Daniel
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1
Essential Laptop Gadgets for Gamers

Everyone seems to be looking for the newest, must-have essential gadget or piece of equipment. But what about a gamer? How can they carry around all these essential laptop gadgets when they don’t even have games to play?

Let’s examine some of the most essential and lesser-known equipment for gamers with computer science homework assistance experts.

Essential Laptop Gadgets for Gamers

  1. The Untethered Charge: A reliable laptop charger is the foundation of your mobile gaming arsenal. Ditch the extension cord hassle with a high-quality, fast-charging option that keeps you powered up wherever you game.
  2. Charge Wisely: Not all chargers are created equal. Invest in one specifically designed for your laptop model to ensure efficient and safe charging. Avoid models that drain battery life faster than they replenish it. Consider a charger with multiple USB ports to power additional peripherals, such as your phone or mouse.
  3. External Graphics Power: Consider an external graphics card for the most demanding games. This powerhouse accessory connects to your laptop and provides the graphical muscle needed for high-fidelity visuals.Essential Laptop Gadgets for Gamers
  4. Sound that Surrounds: Elevate your audio experience with a dedicated external sound card. This delivers richer, more immersive sound, allowing you to pinpoint in-game cues and create a more atmospheric gaming environment. Consider a sound card with multi-channel surround sound support for a cinematic audio experience.
  5. Console Connection Control: If you plan on connecting your laptop to a gaming console, a mouse with optical buttons and a laser pointer can be a game-changer. These features offer precise control and responsiveness, mimicking the feel of a traditional console controller on your laptop. A wireless option can further streamline your setup and eliminate cable clutter.
  6. Beyond the Built-in Battery: Standard laptop batteries might not last through epic gaming sessions. Explore options for additional batteries or portable plug-in chargers to keep you powered up on the go. A high-capacity power bank can also be a versatile solution for charging your laptop and other traveling devices.

  7. The Gamer’s Keyboard: A comfortable and durable keyboard is a must-have for gamers. Look for features like mechanical keys with anti-ghosting technology for rapid, accurate keystrokes during intense gameplay. Consider a keyboard with customizable backlighting for an extra touch of personalization. A wrist rest can also help prevent fatigue and discomfort during long gaming sessions.

  8. Precision in Your Hands: Elevate Your Control with a Gaming Mouse. These ergonomic designs feature adjustable DPI (dots per inch) for tailored cursor sensitivity, programmable buttons for in-game macros, and comfortable grips for extended play sessions. Consider a mouse with a braided cable for added durability and a smoother gliding experience.

  9. The Desktop Dilemma: A dedicated gaming desktop might be the ultimate upgrade for the most hardcore gamers. Desktops offer unparalleled power, cooling capabilities, and customization options, allowing you to push the graphical boundaries of your favorite games. However, they lack the portability of a laptop.

Since investing in a comfortable gaming keyboard with wrist rest, those marathon gaming sessions no longer leave my hands feeling cramped and sore. Plus, the customizable backlighting adds a cool factor to my setup!

Essential Laptop Gadgets for Gamers: FAQs

Essential Laptop Gadgets for Gamers FAQs

Do I need an external graphics card for my laptop?

Not necessarily. If you play less demanding games, your laptop’s built-in graphics card might suffice. However, an external graphics card significantly boosts your graphical capabilities for high-performance titles and smooth gameplay.

What features should I look for in a gaming mouse?

Prioritize adjustable DPI for tailored cursor sensitivity, programmable buttons for in-game macros, and comfortable grips for long sessions. Braided cables offer extra durability.

How can I improve my laptop’s sound for gaming?

An external sound card delivers more affluent, immersive sound than built-in speakers. Consider options with multi-channel surround sound support for a truly cinematic audio experience.

READ ALSO: How To Spy On Your Kid’s Online Activity And Monitor It

Are there ways to save battery life while gaming?

Yes! Adjust your laptop’s brightness settings, close unnecessary background applications, and optimize power management options. Consider undervolting your CPU (advanced users only) for potential performance and battery life improvements.

Should I upgrade to a gaming desktop?

It depends on your needs and budget. Desktops offer unparalleled power and customization but lack portability. If portability is crucial, invest in the best laptop you can afford and consider the recommended gadgets to enhance your experience.

Conclusion

The above are just a few of the many essential laptop gadgets that you can purchase. If you spend a lot of time using your laptop, you should invest in a few essential accessories.

You can get the most out of your laptop by keeping it clean and ensuring it is in the best working condition. Shop around and compare prices before making a purchase to get the most for your money.

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Cryptocurrency Payment: Pros And Cons

Angela Daniel
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0
Cryptocurrency Payment: Pros And Cons

This post will show you the pros and cons of cryptocurrency payment.

Cryptocurrency, or virtual currency exchange methods, has undergone rapid evolution in recent years. Originally designed to eliminate financial intermediaries through direct peer-to-peer transactions, many developing countries have begun adopting cryptocurrencies as a medium of exchange. Likewise, you can buy Bitcoin with a debit card.

Recent reports project that this market is primed to continue its revenue growth for several years. A recent report estimated the global cryptocurrency market size at $754.0 million in 2019, with projections of $1,758.0 million by 2027.

cryptocurrency payment

Consumer acceptance of digital currency is growing as cryptocurrency becomes increasingly integrated into everyday life. So, what are the positives and negatives of using Bitcoin, Ethereum, Litecoin, or any other cryptocurrencies out there? 

READ ALSO: Most Secure Online Payment Services

Let’s begin with the pros and cons of cryptocurrency payments.

Cryptocurrency Pros

1. Anonymity

If online privacy is important to you, then one of cryptocurrency’s main benefits is anonymity. Because purchases are never linked to personal identity, a user cannot be traced, just like cash.

This means there is no chance of identity theft, an increasingly vital element in online transactions. Each time a user purchases with a cryptocurrency, an anonymous address is generated for them. 

This address will then change with every subsequent transaction. Of course, cryptocurrencies are not completely anonymous, but they offer a level of protection that is far greater than current traditional payment methods.

2. Transparency

virtual payment methods

To many, transparency is what distinguishes cryptocurrencies. All transactions using digital currency are stored on a public ledger, visible to everyone, using blockchain technology.

The information is decentralized, so it does not rely on just a single computer to work. Therefore, all transactions are instantly visible to everyone, allowing them to see that payments have been made.

Therefore, instead of using a traditional bank to transfer money, blockchain and cryptocurrencies can eliminate the need for intermediaries.

3. Speed

The cryptocurrency exchange is significantly faster than traditional banking methods for transactions, especially when transferring large sums of money. Whereas banks can often take several days to process purchases, the speed of digital currency eliminates the middleman, changing the speed at which we conduct business.

Many online gamers value the benefits of cryptocurrencies, although they are not yet widely accepted on many gaming platforms. However, you’ll notice that PayPal poker is readily available, highlighting the trust gap between cryptocurrencies and the most trusted payment methods.

READ ALSO: How To Choose The Ideal Cryptocurrency To Invest In

4. Accessibility

PayPal Pokers

The ability to send and receive digital currencies on smartphones allows people without access to banks or credit cards to access their ‘money.’ This is particularly crucial in underdeveloped countries where infrastructure is lacking.

Allowing people to manage their finances on their phones means their ‘money’ is always available, wherever and whenever they want it. As long as there is internet access, purchasers can spend their money on whatever they like.

5. Low Fees

How many times have you been charged fees for transferring money by a bank or money lender? How about account maintenance, minimum balance fees, or any other fees they can consider?

Thanks to the peer-to-peer trade of cryptocurrencies, the need for financial institutions is removed. This streamlines and speeds up the entire transaction process, vastly reducing transaction costs regardless of the amount involved.

Wire transfers and foreign purchases typically involve fees and exchange costs, which can add to travel expenses. However, with no intermediary institutions or government involvement, transaction costs for cryptocurrencies are minimal.

READ ALSO: 5 Secure Online Payment Services to Consider

Cryptocurrency Cons

1. Currency Fluctuations

Currency Fluctuations

All currencies will naturally fluctuate as investors buy and sell them. However, the most valuable national currencies, such as the dollar and sterling, are backed by governments and bank vaults filled with gold.

Cryptocurrencies lack such security and are prone to wild market fluctuations that can wipe huge amounts off their value. These instabilities are also partly due to investors seeking to profit by speculating on the price.

Such huge spikes in value can make purchasing a product prohibitive. Until cryptocurrency is more widely accepted as a payment method rather than an investment, these fluctuations will likely continue.

2. Lack of widespread consumer appeal

Cryptocurrency remains primarily an investment for many people, and until it becomes more widely accepted, adoption will suffer. Since digital currency transactions are still in their infancy, many companies do not offer or accept it as a form of payment.

Traditional credit card and cash methods remain more popular, thanks to their more developed integration with online services. 

READ ALSO: Tips On Investing In Cryptocurrency [MUST READ]

3. Speed

The biggest challenge cryptocurrencies face is the speed of transactions and network congestion. Bitcoin, the most well-known and widely used digital currency, can process only five transactions per second, compared to Visa’s 1,700 transactions per second.

Indeed, crypto payments surpass banks in terms of money transfers and large-scale purchases. However, it cannot compete with cash and cards when it comes to daily use, such as in a supermarket.

These slow transaction speeds and a lack of scalability mean cryptocurrencies are still unsuitable for everyday use.

4. Difficult to Understand

To many people, cryptocurrency is a complex topic that they struggle to understand. Additionally, several cryptocurrency options are available, making the choice even more complex.

A lack of understanding inevitably leads to a lack of trust, and ultimately, a reluctance to use digital currency despite its numerous benefits.

5. Security

As with any currency, fraud and theft are serious concerns, especially in online transactions. With digital currency currently experiencing a boom in its valuation, the incentive for criminals has increased.

Traditional methods, such as credit card payments, give customers added consumer protection against fraud and theft. Any time, any losses incurred with digital will berries are gone forever.

Cryptocurrency Payment Pros And Cons: Frequently Asked Questions

Is cryptocurrency a good form of payment?

It depends on your business, risk tolerance, and target audience. Cryptocurrency payments can be an attractive option for businesses that are comfortable with some volatility and looking to expand their customer reach. However, traditional payment methods might be better suited for businesses that prioritize stability and cater to a less familiar customer base with cryptocurrency.

Which crypto is most accepted as payment?

Bitcoin (BTC) is the most widely recognized cryptocurrency and is often the first choice for payment processing. However, other established cryptocurrencies, such as Ethereum (ETH), are also gaining acceptance.

READ ALSO: Things To Look Out For When Making Payments Online

Are there any tax implications for accepting cryptocurrency payments?

There can be tax implications for businesses and individuals receiving cryptocurrency payments. Tax regulations surrounding cryptocurrency vary by country, so consulting a tax professional familiar with the subject is recommended. Generally, cryptocurrency payments are treated as property for tax purposes, meaning you might owe capital gains taxes on any appreciation in value when you sell or convert the crypto to fiat currency.

How can I start accepting cryptocurrency payments?

Several cryptocurrency payment processing services can integrate with your existing business systems. These services handle the complexities of crypto transactions, convert crypto to fiat if needed, and often provide tools for managing price volatility. Popular options include:

  • Coinbase Commerce
  • BitPay
  • Stripe (accepts certain stablecoins)

What about the environmental impact of cryptocurrency mining?

The energy consumption associated with mining some cryptocurrencies has raised environmental concerns. However, ongoing efforts are underway to develop more energy-efficient mining practices and alternative consensus mechanisms (methods for verifying transactions) that consume less energy.

READ ALSO: Cryptocurrency Demystified: Your Essential Guide to Digital Money

Will cryptocurrency eventually replace traditional forms of payment?

It’s difficult to predict the future. Cryptocurrency offers advantages like speed, security, and borderless transactions. However, challenges such as price volatility and regulatory uncertainty persist. Cryptocurrency might become more widely adopted in the future, but it’s likely to coexist with traditional payment methods for some time.

READ ALSO: A Beginner Guide To Cryptocurrency Investment

The Future Of Cryptocurrency

Those are the pros and cons of using cryptocurrency for payments. Inevitably, there are drawbacks to any technology in its infancy, and these are to be expected.

However, as more financial institutions adopt it and companies start to accept payments, digital currencies such as Bitcoin are here to stay.

The world of cryptocurrency payments is evolving rapidly. Staying informed about the latest developments, security best practices, and regulatory changes will be crucial for businesses considering crypto.

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Bad Practices Leading To Cybersecurity Breach

Chandra Palan
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Bad Practices Leading To Cybersecurity Breach

Here, I will show you bad practices leading to a cybersecurity breach… 

More businesses, government agencies, nonprofits, retailers, corporations, and small businesses operate online than ever. In the meantime, hacker groups are forming worldwide. Cyberattacks have become commonplace on the World Wide Web. 

Whether it is an iPhone, laptop, personal computer, security system, or Internet router, attackers are working around the clock to look for vulnerabilities. 

Every website has cyber risks. Attackers target specific individuals, politicians, law enforcement officers, federal workers, public educators, and more. 

If the firewall, software, or password is weak, a breach is just waiting around the corner. There are good practices that stop cyberattacks in their tracks. There are also bad practices that lead to cybersecurity breaches. Learn more by reading the content provided below.

#1 Not Updating Software

Not Updating Software

A common oversight that leads to cybersecurity breaches is software update alerts. Ignoring a software update request is easy because the process can be annoying. Software updates not only take up precious time but also require a system restart, which sucks up even more time. 

There is no doubt that software updates are a pain. However, ignoring a software update alert is one of the worst things you can do for your database or website. The main reason for updates is to bring the software up-to-date. 

Outdated software is a vulnerability in an operating system. As mentioned above, hackers work 24 hours a day, 7 days a week, searching for software vulnerabilities. Keep your software updated to reduce your risk of becoming a victim of the next cybersecurity breach.

#2 Utilizing Weak Passwords

What is the primary purpose of a password? A password is a unique phrase, word, set of numbers, letters, or both. People utilize passwords to access all their Internet-connected devices, home and/or business networks, websites, and other systems. 

If you are confused about the meaning of a password, you can compare it to a lock combination. A combination is a set of numbers that provides access to a safe, a safety deposit box, a bicycle lock, a front door, and other devices. A password is virtually the same thing as a lock combination.

Skilled hackers have years of experience in cracking passwords. The weaker the password, the easier it is to crack. Cybersecurity experts recommend using passwords that combine a mixture of letters, numbers, and special characters. A weak password might be your name, your child’s birthday, your wedding date, or your phone number.

Utilizing Weak Passwords

It is easy to get into the habit of utilizing the same password for all your devices. This is a major no-no that makes a hacker’s job easy. It is also recommended to never store a password on paper or in an online database. It is not unusual for people to send themselves their passwords via email or other online messaging systems. Hackers will gain access to your passwords if the email database is breached.

Last but not least, never share passwords with siblings, friends, partners, co-workers, or children. Do you know how many people made the mistake of sharing their passwords? 

Utilize strong passwords to access your email, website, bank account, and other online platforms. Even if you play gambling sports, your passwords need to be strong.

READ ALSO: 12 Worst Data Breaches In History

#3 Clicking On Unfamiliar Links

Clicking On Unfamiliar Links

Phishing is the practice of sending emails to groups or individuals with the intention of obtaining sensitive information. A phishing email is difficult to identify because it often shares many of the same features as a legitimate company or organization’s email. 

The attacker’s goal, in this case, is to entice the recipient to click the internal link. People unfamiliar with phishing emails will click on the link without giving it a second thought. Clicking on a malicious link could compromise your entire database.

More cybersecurity breaches are linked to phishing accounts than any other fraudulent practice. Your personal information is at risk once hackers gain access to your database. 

Downsides Of Cybersecurity Breaches

Downsides Of Cybersecurity Breaches

Cybersecurity breaches have numerous downsides for the victim. On the other hand, the attackers are rewarded with your personal information. You may be surprised to discover the devastating losses these victims endure. Some victims have been pushed into financial, mental, and physical devastation. 

An individual’s private data, such as social security number, driver’s license number, birth date, full name, mother’s maiden name, and bank account numbers, means everything. Once it is breached, you may feel like nothing else is left.

FAQs on Bad Practices Leading to Cybersecurity Breaches

What are some common bad practices that can lead to a cybersecurity breach?

  • Weak passwords and lack of multi-factor authentication: Using easily guessable passwords or failing to enable multi-factor authentication leaves systems vulnerable to unauthorized access.
  • Clicking on suspicious links and attachments: Phishing emails and malicious links can trick users into downloading malware or revealing sensitive information.
  • Ignoring software updates: Unpatched software contains known vulnerabilities that hackers can exploit.
  • Using public Wi-Fi without a VPN: Public Wi-Fi networks are often insecure and can be used to intercept your data.
  • Sharing sensitive information online: Avoid sharing personal or financial information on insecure websites or social media.
  • Not having a data backup plan: If a breach occurs, a backup plan allows you to recover your data quickly and minimize damage.

What are the biggest risks associated with these bad practices?

These bad practices can lead to a variety of consequences, including:

  • Data breaches: Hackers can steal sensitive information like financial data, personal records, and intellectual property.
  • Malware infections: Malware can damage your systems, disrupt operations, and hold your data hostage.
  • Ransomware attacks: Ransomware encrypts your files, making them inaccessible until you pay a ransom.
  • Reputational damage: A cybersecurity breach can damage your brand reputation and erode customer trust.

How can I protect myself from these risks?

  • Practice good password hygiene: Create strong, unique passwords and enable multi-factor authentication wherever possible.
  • Be cautious about online activity: Be wary of suspicious emails, links, and attachments.
  • Keep software updated: Install updates promptly to patch vulnerabilities.
  • Use a VPN on public Wi-Fi: Encrypt your data when using public networks.
  • Be mindful of what you share online: Limit the personal information you share publicly.
  • Have a data backup plan: Regularly back up your important data to a secure location.

What should I do if I suspect a cybersecurity breach?

  • Change your passwords immediately: Start with critical accounts like email and banking.
  • Report the breach to the authorities: Notify relevant authorities based on the nature of the breach.
  • Seek professional help: Consider consulting a cybersecurity expert for assistance.

By understanding the risks and taking steps to mitigate them, you can significantly reduce your chances of falling victim to a cybersecurity breach. Remember, cybersecurity is everyone’s responsibility!

Conclusion

Cybersecurity threats constantly evolve; neglecting basic security practices can leave you vulnerable. Minor missteps can have devastating consequences, from weak passwords to careless online clicks.

Remember, your data is valuable, and protecting it requires proactive measures. Implement strong passwords, stay vigilant online, update software, and consider professional help if needed.

By adopting a security-conscious mindset and following these recommendations, you can confidently navigate the digital landscape and minimize the risk of falling victim to a cybersecurity breach.

Remember, a little prevention goes a long way in safeguarding your valuable information and ensuring a secure online experience.

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